I was reading an article in a magazine stating the
relationship between obesity and health insurance. The articles showed the
relation between people who are on the heaver side are more prone to get
diseases and chronic illnesses are having problems with their insurance company.
These illnesses include diabetes and chronic cardiovascular problems. So the
article stated that people who are more on the obese side or the heavier side
tend not to be covered by their insurance. Many of these insurance companies some
how try to come up with some kind of excuse so that they do not have to cover
their issuers. They blame this issue on the issuers for having preexisting
conditions that caused them to have a certain disease. So many of the patients
were told that aren’t covered for medication/treatment for certain illnesses
and disease. One of the cases includes an elderly old man around the age of 75
who has retired and a veteran. He has diabetes and developed many complications
from it. He has many joint and wrist problems and this has decreased his
mobility hence making him to gain a lot of weight. This man has to have a
surgery on his leg, which is a very expensive process and at first his
insurance company was willing to pay for this procedure until they learnt about
his weight gain. They said that they weren’t going to pay for the procedure because
he was getting to fat and it wasn’t going to be covered by his insurance.
Eventually he sued the insurance company and they settled. But there was a
struggle to get this issue resolved. Tis person was a veteran; he served with
his life to defend our country so we can carry out the same kind of lifestyle.
So why did he have to go through all this trouble just to settle in court? So
are insurance companies just denying people their needed coverage knowing the
people wouldn’t fight back?
As American we are the most obese out of all the people
around the world. We also live in a time period were technology has heavy
influence in our lives and our lifestyles is more laid-back/lethargic. This
mean we are getting fat slow as time goes by. So this means that as American we
are slowly lose are insurance. What does this all mean? And how does this
affect our future?
Insurances companies only want to make money. They deny coverage to people who could potentially cost them money. If insurance companies can deny coverage based on a person's weight then something must change. Why even pay all of that money to have insurance if it is only going to deny coverage. America either needs universal health care which would end insurance companies or insurance companies need to be more regulated.
ReplyDeleteWell I guess in today's society if one have or would in the future have ObamaCare then they will not be denied health insurance. Because hopefully the Affordable Care Act will not deny pre-existing conditions, such as obesity.
ReplyDeleteI agree with Rachel on that insurance companies only want to make money. American is known for capitalizing. Also it sucks for people with pre exciting conditions. They want to get better but can't cause most of them
ReplyDeleteDon't have insurance, cause their premium is so high. I think that the pre existing conditions shouldn't be acknowledged into the pricing of the premium. Yes it might cost more for them, but it should level out cause some people don't use the insurance at all.
I agree with Damini and Rachel. What about conditions people aren't even aware that they had before they got insurance? It simply isn't fair.This might sound silly, but I think that if the US continues the trend of obesity and laziness we are doomes to become like the people in the movie 'WALL-E'. A sad, unfortunate, preventable truth.
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